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Welcome to SpecialistMortgagesPro.co.uk​

Your Trusted Partner for Specialist Mortgages and Protection Solutions – No Matter Your Circumstances.

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Whether you're a first-time buyer, a homeowner looking to remortgage, self-employed, or facing challenges due to bad credit, we’re here to guide you every step of the way. Our mission is simple: remove the stress from the mortgage and protection process by offering solutions that work for your specific situation.

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At SpecialistMortgagesPro.co.uk, we believe that homeownership and financial protection should be accessible to everyone—regardless of your credit history, employment status, or how “non-traditional” your income might be. That’s why we specialise in helping real people find real solutions through tailored mortgage advice and essential insurance products designed to protect what matters most.

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Why Choose Us

We help our customers achieve more.

  • Expert Guidance on Specialist Mortgages

    We help individuals who don’t meet typical bank criteria—like the self-employed, contractors, or those with recent career changes—secure a mortgage for self‑employed with 1‑year accounts and mortgage financing for self‑employed clients. Our advisors assess your full financial picture, not just pay slips.

  • Bad Credit Mortgages Made Accessible

    Declined elsewhere due to past financial issues? Our adverse credit mortgage broker services support customers with getting a mortgage with adverse credit, including those with CCJs or defaults, helping rebuild confidence and creditworthiness.

  • Mortgages for the Self-Employed and Contractors

    Being self-employed or working as a contractor shouldn’t stop you from getting a mortgage. We specialise in self-employed mortgages, even for those with one year of accounts, and tailor solutions for contractors with variable income or company directors paid via dividends.

  • Insurance Products That Protect Your Future

    We also offer comprehensive protection products: life insurance with critical illness quotes, Aviva income protection insurance, and best income protection insurance, tailored to protect your home, income, and family.

  • A Human Approach to Financial Advice

    At SpecialistMortgagesPro.co.uk, we don’t believe in generic checklists or automated decisions. You’ll get support from a real, experienced adviser who listens to your goals, answers your questions clearly, and fights your corner from start to finish.

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What We Offer

  • Personalised mortgage advice tailored to your life

  • Access to specialist lenders for self‑employed and adverse credit cases

  • Help with complex cases including adverse credit, self-employed income, and more

  • No-obligation initial consultations and fast-tracked applications when possible

  • Ongoing guidance well beyond your mortgage approval

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Start Your Journey With Confidence

Check Out Customer Feedback

Pleasure to share some of our customers feedback.

Start Your Journey With Confidence​

Whether you're self-employed, have adverse credit, or just want protection, there’s a solution for you. Speak with our specialist today or request your free, no-obligation consultation now.

    Speak to a Mortgage Expert Today

    Speak with a specialist today or request your free, no-obligation consultation now.