FAQs | Specialist Mortgage Advice for Self-Employed & Bad Credit

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FAQs

Frequently Asked Questions

Find answers to all your queries about our service.

  • Do you charge for consultations?

    No, our initial consultations are free and carry no obligation.

  • How long does the mortgage approval process take?

    It varies, but we aim to secure approvals within a few days to a couple of weeks.

  • What documents do I need as a self-employed mortgage applicant?

    Typically, SA302s, tax returns, and bank statements. We can guide you through the specific requirements.

  • How much deposit do I need?

    Some lenders offer mortgages with as little as 5% deposit, depending on your circumstances.

  • Can I get a mortgage with adverse credit?

    Yes. Specialist lenders cater to those getting a mortgage with adverse credit, including CCJs, defaults, or missed payments.

  • What is mortgage protection insurance?

    Mortgage protection insurance pays your mortgage if you become critically ill or pass away.

  • Which is the best income protection insurance provider?

    Aviva Income Protection Insurance is one of the most trusted options in the UK for comprehensive coverage.

  • What is income protection insurance and do I need it?

    It helps cover your income if you’re unable to work due to illness or injury.