Specialist Mortgages & Insurance for Self‑Employed & Bad Credit
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Welcome to SpecialistMortgagesPro.co.uk​

Your Trusted Partner for Specialist Mortgages and Protection Solutions – No Matter Your Circumstances.

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Why Choose Us

We help our customers achieve more.

  • Expert Guidance on Specialist Mortgages

    We help individuals who don’t meet typical bank criteria—like the self-employed, contractors, or those with recent career changes—secure a mortgage for self‑employed with 1‑year accounts and mortgage financing for self‑employed clients. Our advisors assess your full financial picture, not just pay slips.

  • Bad Credit Mortgages Made Accessible

    Declined elsewhere due to past financial issues? Our adverse credit mortgage broker services support customers with getting a mortgage with adverse credit, including those with CCJs or defaults, helping rebuild confidence and creditworthiness.

  • Mortgages for the Self-Employed and Contractors

    Being self-employed or working as a contractor shouldn’t stop you from getting a mortgage. We specialise in self-employed mortgages, even for those with one year of accounts, and tailor solutions for contractors with variable income or company directors paid via dividends.

  • Insurance Products That Protect Your Future

    We also offer comprehensive protection products: life insurance with critical illness quotes, Aviva income protection insurance, and best income protection insurance, tailored to protect your home, income, and family.

  • A Human Approach to Financial Advice

    At SpecialistMortgagesPro.co.uk, we don’t believe in generic checklists or automated decisions. You’ll get support from a real, experienced adviser who listens to your goals, answers your questions clearly, and fights your corner from start to finish.

Corporate Partnership With

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What We Offer

  • Personalised mortgage advice tailored to your life

  • Access to specialist lenders for self‑employed and adverse credit cases

  • Help with complex cases including adverse credit, self-employed income, and more

  • No-obligation initial consultations and fast-tracked applications when possible

  • Ongoing guidance well beyond your mortgage approval

Speak to an Advisor

Start Your Journey With Confidence

Check Out Customer Feedback

Pleasure to share some of our customers feedback.

Start Your Journey With Confidence​

Whether you're self-employed, have adverse credit, or just want protection, there’s a solution for you. Speak with our specialist today or request your free, no-obligation consultation now.

    Speak to a Mortgage Expert Today

    Speak with a specialist today or request your free, no-obligation consultation now.