Frequently Asked Questions
Find answers to all your queries about our service.
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Do you charge for consultations?
No, our initial consultations are free and carry no obligation.
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How long does the mortgage approval process take?
It varies, but we aim to secure approvals within a few days to a couple of weeks.
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What documents do I need as a self-employed mortgage applicant?
Typically, SA302s, tax returns, and bank statements. We can guide you through the specific requirements.
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How much deposit do I need?
Some lenders offer mortgages with as little as 5% deposit, depending on your circumstances.
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Can I get a mortgage with adverse credit?
Yes. Specialist lenders cater to those getting a mortgage with adverse credit, including CCJs, defaults, or missed payments.
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What is mortgage protection insurance?
Mortgage protection insurance pays your mortgage if you become critically ill or pass away.
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Which is the best income protection insurance provider?
Aviva Income Protection Insurance is one of the most trusted options in the UK for comprehensive coverage.
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What is income protection insurance and do I need it?
It helps cover your income if you’re unable to work due to illness or injury.